Maximum amount:

Rs 500000/-

Eligibility:

Salaried Person-Employee of reputed organization with confirmed service/ Businessman/ Professional/Self Employed person.

Margin:

As per bank policy subject to reason of loan.

Membership:

Regular Member of Bank.

Period:

Maximum 84 months subject to recovery U/S 49 OF MCS Act-1960

Guarantors:

Minimum two sureties maximum depends on merit of proposal

Security:

Depends on merit of proposal

Interest Rate:

As per Bank Policy.

Service Charges:

Are applicable from time to time.

Documents Required:

Self certified KYC documents, Existing Bankers Statement for last one year Original Pay slips for last consecutive three months/Salary Certificate, form No-16 And/or IT Returns with computation of income and Financial statements for last Consecutive three years. In case of Businessman/Self employed/Proprietor/Partner/ Director/Professional IT Returns are compulsory along with other necessary documents.