RTGS - (Real Time Gross settlement)

RTGS- Real Time Gross Settlement- This is a system where the processing of funds transfer instructions takes place at the time they are received. Also the settlement of funds transfer instructions occurs individually on an instruction by instruction basis (gross settlement). RTGS is the fastest possible interbank money transfer facility available through secure banking channels in India.

Our Bank offers transfer of funds through RTGS. Our customers can have secure, economical and reliable transfer of funds from our bank to the beneficiary’s accounts with other member banks across the country and from remitter’s account in a particular member bank to the beneficiary’s account with our bank. Minimum stipulated transaction value for using this facility is Rs.200000/-.

Beneficiary's Information Required for transfer of funds

Name of the beneficiary

Account Number of the beneficiary

Amount to be remitted

Name of the beneficiary bank,
branch and its IFSC

Sender to receiver information, if any

RTGS Charges

Amount Range Charges (in )
2 Lac to 5 Lac 25
Above Rs. 5 Lac 50


Monday to Friday - 8.00 am to 4.30 pm
Saturday (Except 2nd & 4th Saturday) - 8.00 am to 4.30 pm

Under normal circumstances the beneficiary Bank branch receives the funds in real time as soon as funds are transferred by the remitting Bank.

If the beneficiary's bank is unable to credit the beneficiary's account for any reason, the former will return the money to the remitting bank. Once the amount is received by the remitting bank, it is credited to the remitter's account by the branch concerned.

RTGS and NEFT services are enabled only in specific bank branches across the country. A list of such RTGS/NEFT enabled branches can be obtained from the RBI website, http://rbidocs.rbi.org.in/rdocs/RTGS/DOCs/RTGEB1110.xls for RTGS and for NEFT.

CNS Bank's IFSC Code

Branch IFSC Code
Chembur SRCB0CNS002
Cheetacamp SRCB0CNS003
Chunabhatti SRCB0CNS004
Mahul SRCB0CNS005
Govandi SRCB0CNS006
Koparkhairne SRCB0CNS007
Ghatkopar SRCB0CNS008
Mankhurd SRCB0CNS009
Bhandup SRCB0CNS010
Pratiksha Nagar SRCB0CNS011
Kharghar SRCB0CNS012
Panvel SRCB0CNS013
Thane SRCB0CNS014
Ramabai Nagar SRCB0CNS015

If any query, please feel free to contact us.