NEFT System

National Electronic Funds Transfer (NEFT) system is a nationwide funds transfer system to facilitate transfer of funds from any bank branch to any other bank branch.

The beneficiary gets the credit on the same Day or the next Day depending on the time of settlement.

The beneficiary gets the credit on the same Day or the next Day depending on the time of settlement.

Our Bank also offers transfer of funds through National Electronic Fund Transfer system (NEFT). Customers can have efficient, secure, economical and reliable transfer of funds from our bank to the beneficiary’s accounts with other banks across the country and from remitter’s account in a particular bank to the beneficiary’s account with our bank.

There is no minimum or maximum stipulated transaction value for using this facility.

This system can be used only for remitting Indian Rupee among the participating banks within the country.

The Special feature of this system is that it is available in Nepal also.

Beneficiary's Information Required for transfer of funds

Name of the beneficiary

Account Number of the beneficiary

Amount to be remitted

Name of the beneficiary bank,
branch and its IFSC

Sender to receiver information, if any

NEFT Charges

Amount Range Charges (in )
Upto 1 Lac 5
1 Lac to 2 Lac 15
2 Lac to 5 Lac 25
Above Rs. 5 Lac 50


Monday to Friday - 9.00 am to 6.30 pm
Saturday (Except 2n & 4th Saturday) - 9.00 am to 6.30 pm

If the beneficiary's bank is unable to credit the beneficiary's account for any reason, the former will return the money to the remitting bank. Once the amount is received by the remitting bank, it is credited to the remitter's account by the branch concerned.

RTGS and NEFT services are enabled only in specific bank branches across the country. A list of such RTGS/NEFT enabled branches can be obtained from the RBI website, for RTGS and for NEFT.

CNS Bank's IFSC Code

Branch IFSC Code
Chembur SRCB0CNS002
Cheetacamp SRCB0CNS003
Chunabhatti SRCB0CNS004
Mahul SRCB0CNS005
Govandi SRCB0CNS006
Koparkhairne SRCB0CNS007
Ghatkopar SRCB0CNS008
Mankhurd SRCB0CNS009
Bhandup SRCB0CNS010
Pratiksha Nagar SRCB0CNS011
Kharghar SRCB0CNS012
Panvel SRCB0CNS013
Thane SRCB0CNS014
Ramabai Nagar SRCB0CNS015

If any query, please feel free to contact us.