For personal financial need not for speculative purpose.
2 lakh for Gold Bullet Loan and Rs 50 Lakh for regular Gold Loan.
Salaried Person-Employee of reputed organization with confirmed service/Businessman- Sole Proprietor/Professional/Self employed person etc.
15% to 20% of Valuation
Nominal/Regular Member of Bank depends on amount of loan
Maximum 36 months . For Gold Bullet Loan :-Up to 12 Months
Pledge of Gold Ornaments.l
As per Bank Policy.
Are applicable from time to time.
Self certified KYC documents, Existing Bankers Statement for last one year, Original Pay slips for last consecutive three months/Salary Certificate, form No-16 And/or IT Returns with computation of income and Financial statements for last three consecutive years. In case of Businessman/Self employed/Proprietor/ Professional IT Returns are compulsory along with other necessary documents. Declaration about ownership of Gold Ornaments.